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Auto Insurance

Auto Insurance Minneapolis MN

Auto Insurance in Minneapolis, MNShopping Your Auto Insurance Is Easy!

Choosing an independent auto insurance agent in the Twin Cities is your first step to saving money on your car insurance.

Tell me you haven’t been in this situation: you check your auto insurance bill at the start of the year and discover that the rates have gone up 10 percent! Insurance providers do this all the time, and drivers often feel that there’s nothing they can do to stop them. After all, you’re legally required to have auto coverage, and finding a new provider often seems like too big of a hassle. What other recourse do you have?

One Source Insurance protects drivers against these unexpected price increases. As an auto insurance broker with a long history in the Twin Cities area, we can find you a new policy with ease, making sure it offers the coverage your car needs at a price you can afford. You thus never have to worry about paying more than necessary or going without essential protections.

Annual Shopping for Auto Insurance

To protect yourself against sudden rate increases, One Source recommends that you shop for insurance each year at least 30 days before you need to renew your current policy. This gives you enough time to compare quotes and coverage options from different providers. Thus, if your current provider tries to raise prices, you’ll can switch to a more affordable option without hesitation. Our expert brokers will assist you in this annual shopping process, taking your unique auto coverage needs into account and identifying all the policies that can meet them.

Auto Insurance Advice

In addition to helping you shop for insurance each year, One Source Insurance Broker offers advice and support on finding the best insurance and making the most of it. In particular, we advise you to:

  • Never Skimp on Coverage – Drivers do not always understand the true cost of cheap auto coverage. If you’re responsible for an accident, your liabilities could run into the hundreds of thousands of dollars, especially if someone was injured. But cheap auto insurance plans cap their compensation well below that, often around $30,000 for each occurrence and $60,000 for the accident as a whole. With a slightly more expensive plan, however, you can raise that compensation to $100,000 per occurrence and $300,000 per accident. Thus, comprehensive auto coverage is almost always a worthy investment.
  • Pay Out of Pocket – Many drivers assume that any claim their insurance covers is worth filing. But the more claims you file, the more auto insurers will raise your rates. So if you can afford to pay a claim out of pocket, do so; only use insurance for the most exorbitant damages.
  • Mark Your Mileage – Pay attention to how many miles you drive per year. The average American drives about 12,000 miles annually. If you drive less than that, your risk of accidents is lower, allowing you to negotiate a discount from your insurer.

Don’t take chances on car coverage. Let One Source find you the auto insurance policy you need to stay above water no matter what happens to your vehicle.

Car insurance shopping made easy! Choose an Independent Insurance Agent in Minneapolis and St. Paul.  Get a complimentary consultation today. Call: 612-444-6277 Or Get A Quote.

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