Independent Insurance Agency in Minneapolis, MN

Kyle Garman
Owner/Agent

Kyle specializes in Life Insurance planning, although he services a large book of both personal and commercial lines Property & Casualty Accounts developed through his network of referral partners. Originally from Northern Minnesota, Kyle now lives in New Brighton, MN with his wife, Charlotte and two kids, Cole and Lilah. Kyle is an active member of the Insurance Community with memberships in the Financial Planning Association and NAIFA St Paul. Kyle is also a member of The Twin Cities North area Chamber of Commerce. In his spare time, Kyle enjoys coaching his sons basketball team, golfing, running, and spending time on the lake with his Family and Friends.

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Zach Larson
Agent

Zach was a practicing chiropractor for over 12 years before a wrist injury ended his career. Using his extensive medical background and experience from owning professional practices, he now specializes in assisting medical professionals, professional practice owners, and business owners. His goal is to help develop a comprehensive and cost-effective income protection, debt protection, liability protection and tax-free retirement income plan that will protect you, your family, and your business if the unexpected happens.

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Dan Smith
Agent

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Theresa Gubrud
Agent

Originally from the Twin Cities and a graduate of the University of St. Catherine, Theresa currently resides in Litchfield, MN. Theresa and her husband, Brian, have owned a real estate investment and management company, as well as other small businesses, for over 25 years. Using this experience, she specializes in assisting small business owners and individuals properly protect property and assets, as well as educating her clients on the importance of planning for Life, Retirement and Long Term Care needs. In her spare time, she enjoys being up north at the lake with her family, traveling, playing guitar, writing, and time in her art studio. Theresa has her Property, Casualty, Life, Health and Long term care insurance designations.

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Ronnie King
Agent

I have lived in MN for over 30 years since moving here from TN. My career started in education where I served as a high school administrator for one of our local school districts for 25 years before retiring to start my second career in insurance. I have a passion for life-long learning, teaching, and supporting others in their time of need. The insurance and education careers align with these principles seamlessly. I look forward to forging meaningful relationships in our community and beyond. Feel free to call on me for just about anything related to insurance, but not limiting myself, I am also open to giving back to the community at large. So, please reach out about setting up food drives, networking opportunities, school supply drives, blood donation initiatives, and any other ways to involve our agency in the neighborhood.
I’ll be happy to answer any questions you might have.

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Terry Peffer
Agent

Originally from North Dakota, I currently live in New Brighton, MN with my wife, Nathalie, daughter, Ereka, son, Jason and fun-loving dog, Toby. I have spent the last 20+ years as a Territory Sales Account Manager and Customer Service Specialist in the Twin Cities market. As a professional, my goal in working closely with clients is to ensure that I have made their experience as enjoyable and professional as possible, while solving their needs and issues quickly and seamlessly. My background in musical performance and customer service has given me the presentation and organizational skills needed to successfully demonstrate to each customer the benefits of our products and how they fulfill each of their unique needs. I currently have Property and Casualty Insurance designations. I also perform on saxophone with some local bands and in my spare time enjoy spending time with my kids with their activities, going for walks with my wife, playing golf and tennis and getting together with close friends.

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